The Greenlining Institute and the National Community Reinvestment Coalition analyzed California home mortgage data and found that the numbers paint “a statistical portrait of gentrification.” The analysis, based on data collected by federal regulators for mortgages issued in 2015, shows a number of other concerning patterns, including continuing racial disparities and a startling rise in the role of non-bank lenders. Researchers reviewed statewide data as well as local statistics for Long Beach, Oakland and Fresno, and make recommendations for policy changes and further research.

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