2007 Annual Report on Mortgage Lending to Communities of Color in California

FISCAL YEAR 2007 UPDATE.  The credit crunch has hit communities of color hardest, particularly lower-income communities of color.  The mortgage industry as a whole originated 39.3% less loans to Latinos this fiscal year, and 34.1% less loans to African Americans.  The most dramatic decrease has been among lower-income African American borrowers, who received 72.4% less loans this year than last year.  These changes, combined with the disproportionate loss of wealth in communities of color due to foreclosures, are likely to widen the homeownership gap even further.

 

2007 Annual Report on Homelending: Credit Crunch Rolls Back Homeownership Dreams for California’s Communities of Color

FISCAL YEAR 2007 UPDATE.  The credit crunch has hit communities of color hardest, particularly lower-income communities of color.  The mortgage industry as a whole originated 39.3% less loans to Latinos this fiscal year, and 34.1% less loans to African Americans.  The most dramatic decrease has been among lower-income African American borrowers, who received 72.4% less loans this year than last year.  These changes, combined with the disproportionate loss of wealth in communities of color due to foreclosures, are likely to widen the homeownership gap even further.

 

2009 Supplier Diversity Report Card

Every year, the Greenlining Institute studies and releases a report on supplier diversity of the state’s largest utilities and telecom companies.  The report aims to highlight the successes and failures of these companies and to present recommendations on how diversity can continue to strengthen these industries. Greenlining’s 2009 Supplier Diversity Report focuses on the opportunities presented to California’s diverse communities by reforming energy policies and closing the digital divide.

 

2009 Foundation Board Diversity Report

This report presents data on the diversity of the boards of directors of the 46 largest independent foundations in the United States.

We found that a while quarter of all board directors in the sample were African American, Latino, or Asian American, 28% of the sample did not have people of color on their boards at all.  Among people of color, Latinos are the most underrepresented on foundation boards, with only 8% of all board members of the sample foundations identifying as Latino.

 

Beyond the Stimulus: Opportunities & Challenges in Reforming Our National Healthcare System

Even in the face of economic and financial turmoil, President Obama is lifting health care reform to a top national priority. While the nation’s policy makers are largely concerned with bailouts and stimulating the economy, average workers are increasingly and justifiably worried about their job security and access to health care. More people in this country are losing their jobs every day, adding to the ranks of U.S. families for whom health care coverage and access are difficult and sometimes impossible.

“Please Hold” Medicare Plans Leave Limited English Proficient Beneficiaries Waiting for Access

Three years into the Medicare Part D program, Medicare prescription drug plans continue to fail to meet their obligations to provide multi-lingual services to limited English proficient (LEP) Medicare beneficiaries. During the summer of 2008, the California Medicare Part D Language Access Coalition, led by the National Senior Citizens Law Center, the Greenlining Institute and the National Health Law Program, designed and conducted a survey to assess Medicare prescription drug plan call center service to LEP populations. The survey, which used the same methodology employed in an earlier survey conducted by the Coalition in 2006, focused on the 9 prescription drug plans into which California’s dual eligibles (individuals with Medicaid and Medicare) are enrolled. The survey placed 339 calls in 10 of the 13 most common languages spoken by dual eligibles in California.

AB 624: A Community Response to an Organized Assault on Diversity

After decades of complaints from the diverse non-profit community, The Greenlining Institute conducted a study in  2005 of the 50 largest foundations in the country to quantify their giving to minority-led organizations. The report,  Fairness in Philanthropy, found that minority-led organizations received just 3% of total grant dollars from the nation’s largest foundations. Greenlining conducted a similar report in 2006 that found 3.6% of grant dollars going to minorityled organizations. Although Greenlining’s methodology differed from previous reports on grant giving to communities  of color, the findings were very similar – communities of color were being “short changed” by foundations.