New Report Finds Bank Overdraft Fees Excessive, Confusing

THE GREENLINING INSTITUTE
A Multi-Ethnic Public Policy, Research and Advocacy Institute
greenlining.org

New Comparison of California Bank Fees Released as Banks Use Scare Tactics To Dissuade Customers From Opting Out of Fees; Fed Urged to Require Reforms If Banks Don’t Act

Contact: Bruce Mirken, Greenlining Institute Media Relations Coordinator, 510-898-2053

BERKELEY, CALIFORNIA — Over the next few months, banks will be required to have customers opt-in to overdraft protection and the stiff fees that come along with it, but a new report released today by The Greenlining Institute finds that these  fees continue to be excessive and confusing, while some banks seem to be using scare tactics to discourage customers from opting out. The report, which includes a new comparison of the overdraft fees and policies of major California banks, urges banks to voluntarily  reduce and simplify their fee structures, and asks the Fed to require such changes if banks do not act voluntarily.
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April 30 Redistricting Applicant Review Panel Meeting Must Address Diversity Concerns

THE GREENLINING INSTITUTE
A Multi-Ethnic Public Policy, Research and Advocacy Institute
greenlining.org

With Large Population Groups Underrepresented In Applicant Pool, Greenlining Institute Urges Push for Diversity

Contact: Bruce Mirken, Greenlining Institute Media Relations Coordinator, 510-898-2053

SACRAMENTO, CALIFORNIA — With an applicant pool for the Citizens Redistricting Commission that is nowhere near representing California’s diverse population, the Applicant Review Panel must commit itself to ensuring that the final body truly represents all Californians, officials of The Greenlining Institute said today. The ARP will meet Friday morning to discuss the applicant review process and the “qualities and characteristics” that members would like to see in panelists.
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California Communities should Vote Yes on Prop. 15, No on 16 and 17, Greenlining Institute Urges

THE GREENLINING INSTITUTE
A Multi-Ethnic Public Policy, Research and Advocacy Institute
greenlining.org

Contact: Bruce Mirken, Greenlining Institute Media Relations Coordinator,510-898-2053

BERKELEY, CALIFORNIA — The Greenlining Institute announced its positions on California’s June ballot propositions today, urging voters to approve Proposition 15, which sets up a pilot system for public financing of state elections. Greenlining urges voters to reject Propositions 14, 16 and 17, noting that 16 and 17 are special-interest propositions that would benefit particular companies at the expense of the vast majority of Californians.
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Greenlining Action Alert NO on Prop 16: Protect Our Right to Choose Clean Energy

Communities of color agree … NO on Prop 16! It is the right decision to protect our democracy, create clean energy jobs and protect our environment for future generations. To watch NO on Prop 16 video click here

Protect Our Right To Choose Clean Energy: Vote NO on Prop 16
On May 4th, Greenlining wrote a letter to PG&E President and CEO Peter Darbee opposing Proposition 16.  Prop 16, cleverly called the “Taxpayer’s Right to Vote Act” by PG&Ethe ballot proposition’s sponsor and sole funder – is up for election on June 8th.  To read our letter to PG&E click here

What Would Prop 16 Do?

Prop 16 would rewrite California’s constitution to create a new two-thirds super-majority requirement before local governments could expand or create a public power agency, or establish a Community Choice Energy program.
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Communities of Color Should Vote Yes on Prop. 15, No on 16 and 17, Greenlining Institute Urges

THE GREENLINING INSTITUTE
A Multi-Ethnic Public Policy, Research and Advocacy Institute
greenlining.org

Contact: Bruce Mirken, Greenlining Institute Media Relations Coordinator, 510-926-4022;  415-846-7758 (cell)

BERKELEY, CALIFORNIA — Propositions 15, 16, and 17 on the June ballot are of critical importance to communities of color, The Greenlining Institute said today, urging voters to say yes to Prop. 15,  and no to Props. 16 and 17:

CLICK TO PRINT GREENLINING VOTER GUIDE

yes-15Yes on 15 (Public Financing of Elections) – This initiative creates a “test run” public financing system for Secretary of State candidates. “Communities of color are always at a disadvantage when big money dominates politics,” said Greenlining Institute executive director Orson Aguilar. “Public financing would reduce the dominance of lobbyists and special interests and increase the power of ordinary citizens.”
no-16No on 16 (Imposing Two-Thirds Voter Requirement for Local Public Electricity) By requiring a two-thirds vote, Prop. 16 will cripple the ability of communities to set up a public alternative to huge utility companies. “Our democracy wasn’t meant to be purchased with $35 million from one company,” Aguilar said.
no-17No on Prop. 17 (Auto Insurance Discounts and Penalties) This measure changes current law to permit insurance companies to offer discounts to drivers who have continuously maintained auto insurance coverage but change their insurance company, while allowing companies to raise rates for drivers who have had a lapse in coverage. “This is another classic special-interest proposition, written and financed by one company,” Aguilar said. “Overwhelmingly, the people who will be hurt by Prop. 17 are those who have the least, including drivers who lost jobs due to the recession or military service and gave up using a car for a period of time or couldn’t afford insurance. Prop. 17 is bad news for our communities.”

Propositions 15, 16, and 17 on June Ballot are of Critical Importance to California’s Communities of Color! Greenlining Urges Yes on 15, No on 16 & 17

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YES on 15 (Public Financing of Elections):

This initiative creates a “test run” public financing system for Secretary of State candidates. “Communities of color are always at a disadvantage when big money dominates politics,” said Greenlining Institute executive director Orson Aguilar. “Public financing would reduce the dominance of lobbyists and special interests and increase the power of ordinary citizens.” Click here to print Greenlining Voter Guide
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Greenlining Tells House Committee: Comcast/NBC Universal Merger Threatens Media Diversity

THE GREENLINING INSTITUTE
A Multi-Ethnic Public Policy, Research and Advocacy Institute
greenlining.org

Contact:
Bruce Mirken,
Greenlining Institute Media Relations Coordinator,
510-926-4022; 415-846-7758 (cell)

Samuel S. Kang,
Greenlining InstituteManaging Attorney,
415-317-5946 (cell)

LOS ANGELES —  In testimony to be delivered at a rare House Judiciary Committee hearing in Los Angeles today, Greenlining Institute managing attorney Samuel S. Kang warns the committee of serious dangers to media diversity posed by the proposed merger between NBC-Universal and Comcast. The merger, Kang says, could have a profound negative impact on jobs, the diversity of content available to viewers, women- and minority-owned businesses, minority media ownership, and ethnic media programming.

“Unfortunately, Comcast and NBCU have a poor track record of promoting minority perspectives and preserving local content,” Kang states in his prepared remarks, citing NBC’s “systematic dismantling” of Telemundo’s local news coverage and Comcasts’s reduction of local content in several markets. “The proposed marriage of NBCU and Comcast is a union of two corporations that operate by a remarkably similar modus operandi – gut, cut, and strut.”
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Alert: Testify at Public Hearing in Oakland

The Greenlining Institute asks that you join us in Oakland on Monday, June 7th to testify on behalf of small businesses, families, and communities at an official CPUC Public Hearing to ask the question: Why is PG&E raising its rates by 30% during an economic crisis, while spending $44 million of ratepayer dollars to pass Proposition 16?

What: Public Hearing on PG&E’s unnecessary $4 Billion (30%) Rate Hikes

Where: Elihu Harris State Building in Downtown Oakland (1st Floor Auditorium)

When: Monday, June 7th, at 2 pm and 7 pm

Why: To protest unnecessary rate hikes and Proposition 16

Who: You and your community!

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Initiative Results Point to Need for Reform, Greenlining Institute Says

THE GREENLINING INSTITUTE
A Multi-Ethnic Public Policy, Research and Advocacy Institute
greenlining.org

Contact:
Bruce Mirken,
Greenlining Institute Media Relations Coordinator, 415-846-7758(cell)

Samuel S. Kang,
Greenlining Institute Managing Attorney, 415-317-5946

BERKELEY, CALIFORNIA — In a California campaign heavily dominated by special interest money, the Greenlining Institute expressed disappointment at the results available thus far as of 10:30 p.m.

“Two huge corporations just spent a combined $60 million to rewrite the law to boost their profits, turning an initiative process that was supposed to be a tool of grassroots democracy on its head,” said Greenlining managing attorney Samuel S. Kang. “While it’s not certain yet that they’ve won, it’s time to think seriously abour reforming the initiative process to give control back to ordinary citizens.”
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Greenlining Seeks Grassroots Leaders for Vital Redistricting Project

THE GREENLINING INSTITUTE
A Multi-Ethnic Public Policy, Research and Advocacy Institute
greenlining.org

Contact:
Bruce Mirken,
Greenlining Institute Media Relations Coordinator, 510-926-4022; 415-846-7758 (cell)

Tunua Thrash,
Greenlining Institute Director of Innovation, 310-499-8470

New Push to Ensure District Lines Fairly Represent People of Color, Low-Income Communities

BERKELEY, CALIFORNIA — The Greenlining Institute is seeking dynamic grassroots leaders from around California to spearhead a new push to ensure that redistricting — the process of drawing new boundaries for legislative districts — fairly represents communities of color and low-income Californians.
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