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Good Enough For Subprime, But Not Good Enough For Prime?
The homeownership gap for communities of color is widening as a result of widespread foreclosures and a dramatic drop in prime lending to Latinos and African Americans. Greenlining’s analysis of 2008 HMDA (Home Mortgage Disclosure Act) data reveals that there has been a reduction in the number of prime loans going to Latinos and African Americans, and a disproportionate increase in high cost lending going to these communities.