Greenlining Briefing Explaining the Importance of LifeLine Phone Service

This document is an extensive brief that Greenlining, TURN, CforAT, and NCLC filed in the LifeLine proceeding.  It explains that low-cost telephone service is critical to low-income Californians, and argues for robust requirements for LifeLine service to ensure that low-income consumers, people of color, limited and non-English speakers, and individuals with disabilities have access to dependable phone service regardless of the technology used. Click here to read the document.

Greenlining Calls on the Department of Managed Health Care and Department of Health Care Services to Demand Blue Shield of California Return Excessive Profits

After a thorough review, Greenlining found that Care1st, a subsidiary of nonprofit health plan Blue Shield of California, accrued excessive profits after it was acquired by Blue Shield and converted into a nonprofit. Greenlining calls on the DMHC and DHCS to demand that Blue Shield live up to its mission as a nonprofit health plan and return these profits to the community.


Greenlining Comment to FDIC on Data Collection Under the Community Reinvestment Act

Greenlining filed a public comment with the Federal Deposit Insurance Corporation (FDIC) regarding its proposal to renew collection of data gathered under the Community Reinvestment Act (CRA). Greenlining strongly supports the FDIC’s continued efforts to gather this important data, which encourages banks to meet the credit needs of their entire community. Greenlining also urges the FDIC to collect additional racial lending data to help create a more accountable and responsive financial services sector.

To read the comment, click here.

Greenlining Comment to QRM Rule to Federal Agencies

Greenlining filed a public comment in response to the six agencies’ (OCC, FDIC, FHFA, SEC, HUD, and the Federal Reserve) proposed rules for risk retention under Section 941 of the Dodd Frank Act. Risk retention requires financial firms to keep “skin in the game” by retaining 5% of the credit risk when they sell loans to investors, which encourages responsible lending. Qualified Residential Mortgages (QRM) are exempt from this requirement because they contain terms and practices that the agencies have determined are less likely to end in default. Greenlining urged the six agencies to use the existing Qualified Mortgage (QM) definition for QRM, while strongly rejecting the “QRM-Plus” proposal as unnecessarily restricting access to credit.
To read the comment, click here.

Greenlining Comments in Support of Public Knowledge et al.’s Petition to the FCC

Greenlining comments to the Federal Communications Commission in support of the Petition filed by Public Knowledge et al. that calls for the FCC to find that non-aggregate call records, even when purged of personal identifiers, are protected by theTelecommunications Act.  These records cannot be sold or shared by phone carriers without the customers’ consent.   Information that has been masked  may still be used to identify individual customers, which defeats the purpose of the law.  Phone carriers that share or sell non-aggregate records without customers’ consent are in violation of the law.

To read the comment, Click Here.

Greenlining Comments on Financing Energy Efficiency Pilot Projects Across California

The Greenlining Institutes’ Environmental Equity team seeks to advance a healthy environment and renewable energy for all of California’s low income communities.  These documents represent the opening comments and reply about recommendations to the CPUC on innovative energy efficiency financing pilots to expand access to affordable capital for California’s residents and businesses.


To read the opening recommendations, click here.

To read the reply comments to the CPUC about the recommendations, click here.

Greenlining Comments to Strengthen Federal Diversity Policy

The Dodd-Frank financial reform act of 2010 created Offices of Minority and Women Inclusion (OMWIs) at some the nation’s financial regulatory agencies. Part of the OMWIs’ duties are to create standards for the financial sector on workforce and supplier diversity. Greenlining’s comments provide pointed recommendations to ensure that the final standards promote diversity and inclusion to the fullest extent possible.

To read the comments, Click Here.