This document is an extensive brief that Greenlining, TURN, CforAT, and NCLC filed in the LifeLine proceeding. It explains that low-cost telephone service is critical to low-income Californians, and argues for robust requirements for LifeLine service to ensure that low-income consumers, people of color, limited and non-English speakers, and individuals with disabilities have access to dependable phone service regardless of the technology used. Click here to read the document.
This document is the comments from the Greenlining Institute to the CFFB regarding the amendments to the mortgage servicing rules. Greenlining hopes this comment will help widen the group of people who are protected and increase the regulations on predatory lending institutions. You can read the document here.
This document is the comments from the Greenlining Institute to the CFFB regarding the training and helping of veterans and economically vulnerable consumers. Greenlining hopes this comment will help widen the group of people who are helped and increase the financial wisdom and wealth of veterans and low income consumers. You can read the document here.
The Greenlining Institutes’ Environmental Equity team seeks to advance a healthy environment and renewable energy for all of California’s low income communities. These documents represent the opening comments and reply about recommendations to the CPUC on innovative energy efficiency financing pilots to expand access to affordable capital for California’s residents and businesses.
To read the opening recommendations, click here.
To read the reply comments to the CPUC about the recommendations, click here.
Greenlining believes that until PacWest submits a formal plan for enhancing its community development and small business lending, the application to merge should be denied. PacWest’s CRA record pales in comparison to CapitalSource Bank’s history of outstanding service to the community. As Comptroller of the Currency Thomas Curry recently stated, “satisfactory won’t cut it at big banks.”
For too long, banks have been checking their regulatory boxes by meeting minimum or below minimum standards to meet their CRA requirement. The FDIC and Federal Reserve must set a precedent that mediocre lending, service, and investments to the community will impede all mergers and acquisitions.
Finally, regulators must not solely rely on written comments for mergers and acquisitions. It is imperative that the community have a voice in how these banks will impact their community. We are therefore asking that regulators include opportunities for public hearings by the community as part of the merger process.
To Read More, Click here.
This Petition to Deny asks the FCC to reject AT&T’s request to purchase Leap Wireless, because the transaction has the potential to harm low-income consumers and consumers from communities of color. Cricket serves a primarily lower-income, more diverse customer base than AT&T does, including the San Diego area and Central Valley here in CA, and if Leap disappeared from the market, those customers would have to seek service elsewhere at likely higher prices than what they are paying now.
To read the petition, click here.
Description: This document is The Greenlining Institute’s federal comment to the National Credit Union Administration (NCUA) regarding their Minority Depository Institution Preservation Program. Greenlining supports the NCUA’s goal of creating this program to help support and strengthen credit unions serving communities of color. These comments contain suggestions on how this program can more effectively operate.
To read the comment, Click Here.
The Greenlining Institute sent a request to urge the Offices of Minority and Women Inclusion to extend the period for public comment on the proposed interagency policy statement, which closes on December 24, 2013. In order to ensure that public comments are as effective and efficient as possible, it is important that the public is given an appropriate amount of time to conduct their own research and provide feedback. The Greenlining Institute has requested an extension of 45 days to the current comment period.
To read the comments and requests, click here.
The Greenlining Institute, together with Consumer Action, Demos, Empire Justice Center, National Fair Housing Alliance, National Consumer Law Center (on behalf of its low-income clients), National Council of La Raza, and Woodstock Institute, filed this public comment with the Department of Housing and Urban Development (HUD). Currently, those injured by a discriminatory housing practice may file a complaint with HUD within a year after the discrimination through a form offered by HUD. We urged HUD to continue to collect data through the Form, offered in different languages, and in paper and electronic format, as an important procedure that helps protect underserved communities from housing discrimination.
To read the comment, Click Here.