We Don’t Have to Throw Homeowners Overboard

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By Preeti Vissa

A funny thing has happened since I wrote last week about the need for both a broad foreclosure moratorium and for longer-term reforms, including principal reduction, to help homeowners who now owe vastly more than their homes are worth. A conventional wisdom has emerged — with the White House vocally joining in — that we must let millions of foreclosures proceed for the good of the economy.

Nonsense.

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The Real Face of Proposition 23

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By C.C. Song, The Greenlining Institute

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In the backyard of the Tesoro and Valero refineries in Wilmington, California lives a thriving community that has been fighting back against the oil giants for years. Because of Proposition 23, attention has finally been brought to local residents who wake up to see the refineries’ smoke day after day.

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A Foreclosure Moratorium Should Be Just the Start

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By Preeti Vissa

The good news is that recent revelations about foreclosures being finalized based on improper documentation — legal filings often not even read by the bank officials who signed hundreds or thousands of them at a time — have spurred outrage nationwide that could lead to action. The bad news is that it’s unclear whether that action will be enough.

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Fighting Big Texas Oil in California

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By Preeti Vissa

The fight over Proposition 23 in California has gotten national attention, and understandably so. This attempt by two Texas oil companies to roll back California’s landmark clean energy law could deal a major blow to efforts to address pollution and climate change nationwide. But there are other issues at play, too, which haven’t gotten as much attention.

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Minorities Fight Back Against Prop. 23

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By Orson Aguilar

They’re at it again:  Once more, special interests are trying to hijack California’s state ballot to enrich themselves at the expense of our communities. The Latino, African-American and Asian communities that make up California’s new majority are most at risk, and we’re not taking this lying down.

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Greenlining’s Guide to November Ballot Propositions: Corporations Trying to Buy Our Democracy – Again

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By The Greenlining Institute

It’s getting to be a depressingly familiar pattern: A ballot crowded with confusing propositions, one or more of which were placed there by corporate interests looking to pad their own pockets at the expense of taxpayers.  Here we go again.

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Fight Brewing Over the Best Law You’ve Never Heard of

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By Preeti Vissa

What if there was a law that told big corporations that they have responsibilities to the communities they serve? A law that told companies that if they take profits out of a community, they need to put some investment back into it, and treat that community’s residents fairly?

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Big Rate Hikes Pose Questions for Insurance Commissioner Candidates

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By Carla Saporta and Rosa Martinez
The Greenlining Institute

Major California health insurers have big rate hikes coming – raising questions that the candidates for state insurance commissioner must answer.

The insurance commissioner race has gotten relatively little attention in this election season, but the start of implementation of national healthcare reform and a wave of rate increases raise urgent concerns. These questions are of great concern to all Californians, and especially to the low-income Californians and communities of color that we represent – the people who have generally had the least access to quality healthcare.

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The New War on Homeownership: Could It Lead to a Permanent American Underclass?

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Preeti Vissa

As long as most of us have been alive, owning your own home has been a big part of the American Dream, but suddenly some prominent media voices are saying, “Not so fast!” Some of these newfound doubts about homeownership have a distinct aroma of racism about them.
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