To Fight Redlining, Community Should Lead CRA Reforms

To Fight Redlining, Community Should Lead CRA Reforms

Once again, the Trump administration is advancing an agenda that favors banks to the detriment of communities of color. Office of the Comptroller of the Currency head Joseph Otting proposes to gut the Community Reinvestment Act — an over 40-year-old law created to fight redlining. The CRA requires banks to make investments in low-income neighborhoods through actions like making accessible home loans, having branches in low-income neighborhoods, and supporting small businesses in an attempt to make up for decades of race-based disinvestment. Under the direction of Otting, a former banker and current friend to banks, the OCC has released an Advanced Notice of Proposed Rulemaking that essentially proposes to weaken…
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Small Business Truth-in-Lending Bill Would Protect California’s Entrepreneurs of Color

Small Business Truth-in-Lending Bill Would Protect California’s Entrepreneurs of Color

California often acts as a trailblazer in national policy, and can earn that title yet again with SB 1235, authored by Sen. Steve Glazer (D-Orinda), the nation’s first small business truth-in-lending bill. Supported by The Greenlining Institute, SB 1235 would protect all small business owners in California, but especially entrepreneurs of color. This bill will empower entrepreneurs to compare financial products, their real cost and terms, and support the development of financially healthy businesses.  SB 1235 is on Gov. Jerry Brown’s desk right now, so our governor needs to hear Californians’ strong support for what could become one of the most important small business financial protection laws in the country.…
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Scale It: SB 1072

Scale It: SB 1072

Last week, I wrote about our work in Stockton collaborating with the city and local community groups to create the building blocks for a more resilient Stockton, using funds made available by California’s climate laws. I mentioned that SB 1072 (Leyva) holds the key to helping other communities build capacity and sustainability locally. This week, I want to share more about SB 1072, a bill that we’re co-sponsoring this year along with the Trust for Public Land. SB 1072 would build out and scale up the capacity building and technical assistance infrastructure needed in California’s most impacted communities. For many communities like Stockton across the state, the process of getting…
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Build It: Sustainability Planning in Stockton

Build It: Sustainability Planning in Stockton

Here in California, we  devote at least 35 percent of funds collected from polluting industry to communities most impacted by poverty and pollution. Those resources have been used to plant trees, build affordable housing near transit, install solar and more in communities across California. Our recent work in Stockton taught us a lot about community planning to make those funds really work to promote sustainability. In Stockton, the city and community are beginning a year-long community engagement process this summer to identify key local sustainability priorities. Funded through the Transformative Climate Communities Planning Grant, Stockton is one of ten grant recipients from across the state that are embarking on planning…
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Avoiding Burnout While Fighting for Racial Equity

Avoiding Burnout While Fighting for Racial Equity

Although I didn’t grow up in a particularly political household, I entered college a wide-eyed student ready to understand how U.S. systems of power shape life and culture here and abroad. Taking coursework on inequality in the U.S. my first year of college allowed me to articulate my struggles with class, race, and sexuality, offering me the clarity and language to truly express my hopes and doubts about my future. It also opened my eyes to the power of policy to improve the lives of folks at the margins. Since then I have dedicated my time towards ensuring any corrective policy work, especially dealing with racial equity, doesn’t leave queer…
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School-to-Prison Pipeline:  “Black Kids Get Cops, White Kids Get Docs”

School-to-Prison Pipeline: “Black Kids Get Cops, White Kids Get Docs”

What Happens When They Grow Up and Enter the Labor Force? For children of color, society seeks to change and control the child to suit the environment — while for White children, society tries to change and control the environment to suit the needs of the child. That’s a key element of the school-to-prison pipeline. In 2015, Sociology of Education published a study concluding that Black and Brown students were more likely to face disciplinary actions (such as suspensions, expulsions, police referrals or arrests) instead of supportive therapeutic treatments, even when being served under the Individuals with Disabilities Education Act (IDEA) or 504 education disability policies. For similar issues, their…
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Cancer, Cultural Competence, and Good Medicine

Cancer, Cultural Competence, and Good Medicine

A friend’s mom was recently diagnosed with colon cancer. Her experience provided a jolting dose of the reality that lies behind the rather lifeless terminology that advocates sometimes use – in this case, cultural competence — and what it means for good medicine. Cultural competence, as former Greenlining Fellow Daniel Cano pointed out, simply means “care that respects diversity and honors cultural factors central to patients’ lives, including language, communication styles, and traditions.” Particularly in a state as diverse as California, good medicine can’t happen without it. My friend and his family are immigrants, having come to the U.S. from Asia when he was a child. He picked up English…
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Who’s Left Out? Leadership, Empowerment and Environmental Justice

Who’s Left Out? Leadership, Empowerment and Environmental Justice

I never learned the term “environmental justice,” much less became interested in it, until college, even though I grew  up in Los Angeles in the early ’90’s. Long before I was born, environmental justice advocates started and continue to fight for healthy, pollution-free communities. I still remember having recess indoors or being barred from going to school on days where the air quality was unhealthy for children. Today, Los Angeles remains one of the top 10 cities in our country with the worst air pollution in every category, but it has gotten relatively better due to environmental policies that focus on cleaning up the air, greening urban areas, creating accessible…
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Trump Administration War on CFPB Is Bad News for Communities of Color

Trump Administration War on CFPB Is Bad News for Communities of Color

Two years into the Trump administration, communities of color — and anyone using financial products, for that matter – are losing hope of finding an independent, dogged champion in Trump’s iteration of the Consumer Financial Protection Bureau. A brain-child of Senator Elizabeth Warren, CFPB was originally designed to protect consumers from fraudulent and abusive financial actors as a response to the 2008 financial crisis. In gutting the CFPB and corrupting its mission, the Trump Administration disregards struggling families, and how the crisis brought our economy to its knees. And Trump’s latest move will make things even worse. According to the Treasury, the crisis cost taxpayers and our workforce approximately $20…
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